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Feel Confident

Feel Confident About Living

in Comfort During Your
Long Retirement

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Your financial Strategy

Understand the Details of

Understand the Details of

Understand the Details of

Slide

Explore Your Options

in Ways Easy to Understand

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Slide

Feel Confident

Feel Confident About Living

in Comfort During Your
Long Retirement

Slide

Understand

Your financial Strategy

Understand the Details of

the Details of

Slide

Explore Your Options

in Ways Easy to Understand

previous arrow
next arrow
Slide

Slide

Feel Confident About Living

in Comfort During Your
Long Retirement

Slide

Your financial Strategy

Understand the Details of

Slide

Explore Your Options

in Ways Easy to Understand

previous arrow
next arrow

Gardens Wealth Management

Nurturing Refined Financial Growth

On your path to retirement, you’re looking for someone who will listen and learn about what you need from a financial advisory team. People with more than the right experience and expertise, individuals with empathy and a genuine commitment to extraordinary service. Gardens Wealth Management has grown into a company embodying these very principles managing nearly a billion-dollars in assets as of January 2022.

Part art, part science, the Gardens Wealth Management approach utilizes a delicate balance of market insight, comprehensive strategies and personal attention. Our families appreciate the clarity of our process and the transparency of the way we do business. You will educate us about what’s important to you, and we’ll educate you in the specifics of how we guide the management of your wealth. It’s a natural, relationship-driven path dedicated to Nurturing refined financial growth.

Attend An Event

Our educational seminars are a great way to quickly see how we help families like yours. Even though we have nearly a billion-dollars in assets under management as of January 2022, there’s no minimum wealth requirement to work with us; we seek families who are the right fit for the way we do business. The Power of Rising Dividends explains how we focus on creating income through rising dividends while managing money from a tax perspective. Declaring Florida Your Domicile helps you decide if doing so is in your best interest. In both, you’ll discover our passion for individualized, efficient service to each family we advise.

Investment Strategy Overview

Our boring method supports hundreds of families in retirement. 

 

Sometimes boring is better. We choose rock solid, versus rock star stocks because that’s how we believe investors win in the long run. The exciting part of the Gardens Dividend Growth Strategy is the stability and consistent income it is designed to produce. It’s a disciplined process that leverages extensive research from the Wells Fargo Investment Institute. Our stock selections come directly from the Wells Fargo Advisors Financial Network Diversified Stock Income Plan (D.S.I.P.). While no advisor can provide guarantees of return, we have decades of experience delivering income via growing dividends for the families we serve. Our families appreciate recognizing the companies they own and receiving first-class, attentive service from a friendly team of experts.

Wells Fargo Investment Institute Inc. is a registered investment adviser and wholly-owned subsidiary of Wells Fargo Bank, N.A., a bank affiliate of Wells Fargo & Company.

Meet our Group

Founded by Michael J. Cowan in 2009, the Gardens Wealth Management team today includes advisors from various financial institutions with the depth and breadth of experience required to help achieve healthy growth year-after-year. Our diverse team focuses on choosing the best investment varieties, nurturing their progress and pruning when appropriate. It’s all a matter of having the vision to see the completed masterpiece from the inception when the planting begins.

Declaring Florida Your Domicile

With no state income or inheritance/estate tax, Florida may be a much more financially attractive choice than the state you currently reside permanently in. Domicile means legal residence, and every American must declare which state they live in or intend to make a permanent home. As a Florida resident, you may realize savings on property taxes; Florida provides many tax exemptions on primary residences, including:

• homestead (principal place of residence)
• widow/widower
• disability
• limited income senior
• military/veterans
• fallen hero
• total and permanent disability exemption (nonservice connected and first responder)

 

The Gardens Wealth Management team is here to help you determine if this decision is best for you and your family. Join us for a Domicile seminar and we’ll walk you through the entire process.

Gardens Wealth Management is not a legal or tax advisor. Be sure to consult your own tax advisor and investment professional before taking any action that may involve tax consequences.

Meet With Us

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This information is intended for use only by residents of (CA, CO, FL, IL, MI, NJ, NY, OH, PA, VT, WA). Securities-related services may not be provided to individuals residing in any state not listed above. Please consult with the FA as s/he may not be registered in all states.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN). Wells Fargo Advisors is the trade name used by Wells Fargo Clearing Services, LLC and WFAFN, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Any other referenced entity is a separate entity from WFAFN.

A note about Social Media: Opinions, comments and actions taken on Social Media are those of the third party and do not necessarily reflect the views of the creator of this profile or of the firm. Social Media is intended for U.S. residents only and subject to the following terms: wellsfargoadvisors.com/social.